Plan Benefits

	Low	Mid	High
Exam Every	12 Months	12 Months	12 Months
Lenses Every	12 Months	12 Months	12 Months
Frames Every	24 Months	24 Months	12 Months
Co-Payment Exam	$15	$10	$10
Materials	$25	$25	$25
Frame Allowances Wholesale	$38	$46	$50
Retail	$100	$120	$130
Lens Allowances Elective Contact	$100	$105	$125
Tints & Photo Chromic	Discounts	Discounts	Covered in Full
Polycarbonate	Discounts	Covered in Full	Covered in Full
Progressive	Discounts	Discounts	Discounts
Out of Network Schedule	(up to)
Examination	$40	$40	$40
Single Vision Lenses	$31	$31	$31
Bifocal Lenses	$47	$47	$47
Trifocal Lenses	$61	$61	$61
Lenticular Lenses	$80	$80	$80
Frame	$45	$45	$45
Elective Contact Lenses	$100	$105	$105
MONTHLY COSTS Member Only	$9.95	$10.95	$13.94
Member & Spouse	$14.95	$16.95	$20.94
Member & Child(ren)	$14.95	$16.95	$20.94
Member & Family	$23.95	$25.95	$32.94
MONTHLY FEES Association dues	$4.00	$4.00	$4.00

(fees reduced when paying annually or semi-annually)

Vision plans from VSP -
America's largest provider of eyecare coverage.

VSP was established in 1955 and is dedicated to offering affordable, high-quality eyecare plans that put people first, support visual wellness and improve one's quality of life.  As the nation's largest provider of eyecare coverage, thousands of companies rely on VSP to provide a range of vision programs.

With over 41 million members nationwide, one in eight people in the United States rely on VSP for eyecare health coverage.  VSP has contracts with over 22,000 clients, including 217 Fortune 500 companies.

VSP has a network of over 22,000 doctors.  Their doctor network is so comprehensive, that more than ninety percent of members have access to a VSP doctor within ten miles of work and home.

No ID cards - No claim forms.
Easy as 1, 2, 3

1)     Find a VSP network doctor at www.vsp.com or call  1-800-877-7195.
2)     Make an appointment and tell the doctor you are a VSP member.
3)     Your doctor and VSP will handle the rest.

How to Enroll

1)     Complete and sign the Natural Health Guild Membership Application below.
2)     Complete the Vision Application (click here for application).
3)     Mail completed forms to Natural Health Guild with your payment.

Payment Options

1) Annual payment: Multiply the monthly payment for the plan selected by 12 and add the reduced annual association fee of $36.
2) Semi-annual payment: Multiply the monthly payment for the plan selected by 6 and add the reduced semi-annual association fee of $21.
3)Quarterly payment: Multiply the monthly payment for the plan selected by 3 and add the quarterly association fee of $12.

Membership Application & Agreement

I hereby apply to join the Natural Health Guild and enclose the appropriate fees as shown above for association dues and vision benefits.

I understand that there is a one-year commitment to remain on the vision plan and agree to remain on the plan for no less than one year.

Should Natural Health Guild (NHG) be required to enforce the minimum participation period stated above, I waive my rights to choose a legal venue or jurisdiction other than that venue selected by NHG.

Name___________________________________________________________

Street Address __________________________________________________

City____________________________  State _____   Zip Code ___________

Phone (____) _________________ E-mail ____________________________

I hereby agree to and accept the terms of membership stated above.

Signature _______________________________   Date _________________

Send completed and signed application with check payable to:

NATURAL HEALTH GUILD

117 Bernal Road #70-205
San Jose, CA 95119
(800) 331-2713

Completed application and payment must be received by the 1^st of the month when you are requesting coverage to start