WHY SHOULD I USE AN INDEPENDENT HEALTH INSURANCE BROKER?

An independent insurance broker is licensed by the State to represent and work for the consumer in the insurance purchasing and service process. Unlike an insurance agent who represents an insurance company and that insurance company's interest, a broker is independent of the insurance company and represents the needs and interest of you, the client.

This independence allows the broker the freedom and opportunity to deal with multiple insurance companies rather than just one.

YOU WILL PAY THE SAME PRICE FOR YOUR HEALTH INSURANCE THROUGH A BROKER THAT YOU WOULD PAY IF YOU WENT DIRECTLY TO ANY HEALTH INSURANCE COMPANY.

Independent agents and brokers, such as Alternative Health Insurance Services, are paid a commission that is included in all health insurance premiums. When you deal directly with a health insurance company, that commission is paid to a "captive agent".

Many people don't realize there are three sources for insurance:

Captive Agents - sell you the insurance of only one company.

Telephone Representatives - offer you the insurance of one company, and only on the telephone.

Independent Insurance Agents and Brokers - represent a number of insurance companies and research those carriers to find you the best combination of price, coverage, and service.

Alternative Health Insurance Services has both the experience and expertise to guide you in choosing the health insurance program that best fits your needs and budget. We select and analyze policies from a range of major insurance providers to find you the best value.

Alternative Health Insurance Services has been providing services to groups and individuals since 1985. We know the market, know the laws, and know the industry, which gives us the ability to serve you most effectively.

We act as your agent and look after your interests.

Our success rests on your satisfaction with your coverage, price and service.

Please complete our online Quote Request form (links are on the left side of this page) and we will e-mail you information on a number of health insurance options available for you or your business. Also, feel free to call our toll free number (800 331-2713).

We appreciate the opportunity to be of service and hope you find the information on our website to be of value.