Alternative Health
Insurance Services provides a free benefit to our individual and group clients providing
each individual and covered spouse/partner with up to 20 acupuncture and/or
chiropractic visits per year, with just a $20 co-payment for each visit. This complimentary benefit is a bonus for
doing business with us and is included with most of the health insurance plans
we offer.
We have contracted
with Landmark Healthplan of California, Inc. to provide a combined chiropractic
and acupuncture benefit that utilizes Participating Chiropractors and
Acupuncturists. A directory of these
providers may be found on the Landmark website at www.LandmarkHealthcare.com (see last section of
this page for most effective ways to search for providers).
Participants will
have a co-payment of only $20 per visit and can receive up to 20 visits per
year. Treatments must be medically
necessary to treat an injury or illness. After an initial visit, subsequent visits need to be pre-authorized by
Landmark. Each participant will receive
a Schedule of Benefits and other materials that fully describe their benefits,
limitations, and exclusions. See section below on how you can expand
coverage to include acupuncture & chiropractic maintenance when not
medically necessary.
This benefit is
being provided at no cost to
California
clients of Alternative Health Insurance Services who are actively participating
in a permanent health insurance plan where commissions are being paid to either
Alternative Health Insurance or Steve Gorman. These benefits are being provided only to each covered individual/employee
and their spouse/partner.
This program is only
available as a complimentary benefit to clients who have purchased their health
insurance plans through Alternative Health Insurance Services.
Expanded Benefit Now Available for
Acupuncture/Chiropractic/Herbal Remedies
Beginning
July 1, 2007, clients of Alternative Health Insurance Services (AHIS) will be
given the option to improve their benefits for acupuncture and chiropractic, as
well as add a benefit for herbal remedies.
AHIS
currently provides a complimentary benefit for all health insurance clients
that includes up to 20 visits per year with just a $20 co-payment for medically
necessary acupuncture and chiropractic.
The new
expanded plan that clients can purchase will add coverage for acupuncture and
chiropractic maintenance treatments which are not medically necessary.
The expanded
benefit plan also includes an annual benefit for herbal remedies up to $500.
Services
must still be obtained from providers who are part of the Landmark Healthcare
network.
Existing
clients will be able to enroll into the expanded plan effective July 1. Those who do not enroll at that time will not
be eligible to enroll until July 1, 2008.
New clients
will be able to enroll at the time their regular health insurance purchased
through AHIS becomes effective. If they
do not enroll at that time, they will not be eligible to enroll until the next
July 1.
Searching for Providers
To find
acupuncturists and chiropractors who participate in this program, click on www.landmarkhealthcare.com. Then click on “members”, then on
“practitioner directory”. When asked for
group name, select “all others”. The
rest should be self explanatory.
In order to search
most effectively, it is suggested that you view by county rather than by city
or zip code. Searching by city or zip
code limits results to providers only in that zip code or city.
We welcome nominations for new
providers. We want to continually increase the size of
the network to make these benefits of more value to our clients. If you would like to suggest any provider
for participation in the network, please forward their contact information to
us (name, address, phone number) and indicate whether they are a chiropractor
or acupuncturist. We will have Landmark
contact them. If you would like us to
say that you recommended them, please state that as well. Nomination information can be e-mailed to steve@alternativeinsurance.com.